The Archdiocese offers Voluntary Accident, Voluntary Critical Illness and Hospital Indemnity through SunLife.     

ELIGIBILITY PERIOD

To be guaranteed coverage, the employee must apply for coverage within 30 days of employment.  If the employee does not enroll during this 30 day period, they must complete a Personal Health Statement and may be declined.  Please be sure to emphasize this point when explaining benefits to new employees.

VOLUNTARY ACCIDENT

Health insurance covers medical expenses, but it doesn’t usually cover indirect costs that can arise with a serious or even a not-so-serious injury. You may end up paying out of your own pocket for unexpected expenses like transportation, over-the-counter medication, childcare, and extra help around the house. With accident insurance, the benefits you receive can help take care of these extra expenses.

Coverage Highlights
• Low plan vs High plan
• Guaranteed Issue coverage.
• Covers off the job accidents.
• Coverage is portable at the same benefit level and premium amount, as long as premiums are paid to Sun Life Benefits.
• Pays a benefit for hospitalization, emergency treatment, intensive care, fractures, and more.
• Injuries treated within 90 days (180 days for AD&D) from the date of an accident will be paid based on the benefit schedule in the policy.
• Benefit can be used to help pay for out-of-pocket medical costs or everyday expenses.

VOLUNTARY CRITICAL ILLNESS

Helps protect you in the event that you are diagnosed with a critical illness. Provides a lump-sum benefit to help
you cover out-of-pocket expenses. Some examples of a critical illness may include:
• Heart Attack
• Stroke
• Cancer
• Major Organ Transplant

Benefit Description:
• Coverage available in increments of $10,000 from $10,000-$40,000
• Guarantee issue coverage
• Spouse coverage available in increments of $10,000 from $10,000-$40,000 (not to exceed 100% of employee coverage)
• Child coverage available in $5,000 increments from $5,000-$20,000 (not to exceed 50% of employee coverage)
• Benefits are paid directly to you, unless assigned to someone else.
• Coverage supplements existing medical benefits and can help cover the costs of out-of-pocket expenses.
• Continuation of coverage beyond employment with continued premium payments.

HOSPITAL INDEMNITY

Covers out-of-pocket expenses not covered by your medical plan while confined to a hospital. You have the option to purchase hospital indemnity insurance to help with unexpected costs such as child care, deductibles, and lost income.  

SUN LIFE CONTACT INFORMATION

Group #948064

Customer Service:  800-247-6875
Website:  www.sunlife.com/us/en/

Miller’s Group: https://archdiocesekck.millercares.com/


 

X